LOWE'S FINANCIAL

We deal with building better financial futures.

Credit Education Credit Analysis Credit Investigation

This level of service more geared around research work. After the credit analysis has been done and everything has been separated. The research work begins on all accounts that is being reported on the credit report negatively and wrong. On a State and Government level that is determine from the credit investigation. Before disputing any items on a credit report the company are individual should be able to tell you about all accounts. From a State and Government perspective on what has been violated and not in violation. Let me explain what Lowe's Financial Services is doing that separate them from the competition: We sit or do a online confernce with each client to do a consultation to know as much about each account the client can tell us. Why? Because when we have the rights to call in on the account we want to be ahead of the original grantor are collection company. On the rights for all clients on both levels State and Government. That is why a credit education, credit analysis, and credit investigation works so well and have results with a 100% complete deletions for all acounts that is in viloation. Lowe's Financial Services need to know from each clients point of veiw what happen. Sometimes things happen under a misunderstanding and never was handle the correct way. This is where Lowe's Financial Services can be the peace maker and change the out come. We have to look at things in both ways because their is always two sides to the story. Also, the $80.00 and $50.00 dollar charge for this level of work is a non-refundale fee.

So, Lowe's Financial Services looks at each situation starting with the grantor to the consumer this helps resolve the problem. This is why Credit Investigation is so important because it begins with an analysis to get a better understanding of what went wrong and why. On both the client and grantor with this level of service it proves on a state and government level what needs to be done.The steps that takes place: 1st credit analysis, 2nd do an observation sit down with the client or online, 3rd develope a case thru an investigation on how this can be handle. This is where the win win can be for both parties. So, below you will see two pricing plans look at the plans vertically please if you have any question fill out an inquiry form and state your question in the message box. Their is a special pricing but the credit report has to go through a credit analysis first. We will always work through a case first so we never have to do any dispute letters like credit repair does. The pricing below comes into effect only when it is time to present your case for deletions. Also, disputing comes only on a as need bases only. 

New, this year Lowe's Financial Services will monitor your debt collectors. We will make sure your debt collectors is not calling your home, job, cell phones, family members, neighbors, and business. This is a new serivces that is optional fee ($120) to those clients who doesn't have all the funds to pay for the services. And need time to pay but are having problems with the debt collector calling them often. This service will be provided for the time frame you say you will need to get your funds together. If you have any question on how this works please ask about this new services. For those clients who has the funds I have two other services for you to help with debt collectors below pricing plan 1 and 2. 

PRICING PLAN ONE IS COMPANY BASED PRICING  CLIENT SIGNS PAPERS ONLY

Company Does All The Work & Clients Signs Papers

Collections, Medical Bills, Contracts Only

10 to 25 Items on Each  EX, EQ,&TU 26 Items on Each&Up Ex, EQ,&TU Couples 10 to 25 Items on Each EX,EQ,& TU Couples 26 Items on Each  Up EX,EQ,&TU
FEE: $450 FEE: $575 FEE: $750  FEE: $850 FEE: $1200
Mailing & Credit Portfolio Mailing & CreditPortfolio Mailing & Credit Portfolio Mailing & Credit Portfolio Mailing & Credit Portfolio
FEE: $350 FEE: $350 FEE: $350 FEE: $700 FEE: $700
investigation Fees:(in-person)(online) Investigation Fees:(in-person)(online) Investigation Fees:(in-person)(online) Investigation Fees:(in-person)(online) Investigation Fees:(in-person,online)
$80-$50 $80-$50 $80-$50 $160-$100 $160-$100
Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee
$800 $925 $1100 $1550 $1900
Referral Fee Refferral Fee Referral Fee Referral Fee Referral Fee
$80 $90 $100 $110 $120

MILITARY FEE IS $50 IN PERSON ARE ONLINE

FAIR DEBT COLLECTION PRACTICE ACT LEGAL PLAN

Do it your self plan all materials is provided with training: Optional Service $100
Automated system with a setup fist and monthly fee second: Optional Service  $50/$25

Special Pricing Plan 

For special pricing you will need to follow the instruction by getting a credit report first. After the analysis you will be notified if you qualify for special pricing. This pricing will not be lower than $150 are higher than $250 plus the analysis fee of $80 or $50. The optional fees are as followed if you choose for Lowe's Financial to do all the work there will be a extra charge of $280 single fee or $560 couple fee. That includes all the mailing and credit protfolio and you are required to make copies of your Driver's Liscense, Social Security Card, and Bill in your name with matching address to your (DL). 

Single Fee: Single Investigation Fee Couples Fee Couples Investigation Fee
$150 to $250  $80 or $50  $300 to $500  $160 to $100
 Mailing Fee and Portfolio Fee  $280 Mailing Fee and Portfolio Fee  $560
 Maintaining Debt Collectors Fee  $120 Maintaining Debt Collectors Fee  $240

 

PRICING PLAN TWO IS COMPANY AND CLIENT WORK TOGETHER

Company Does All The Work & Clients Signs Papers

Collections, Medical Bills, Contracts Only

10 to 25 Items on Each  EX, EQ,&TU 26 Items on Each&Up Ex, EQ,&TU Couples 10 to 25 Items on Each EX,EQ,& TU Couples 26 Items on Each  Up EX,EQ,&TU
FEE: $350 FEE: $475 FEE: $600  FEE: $750 FEE: $900
Investigation Fees:(in- person,online) Investigation Fees:(in-person,online)  Investigation Fees:(in-person,online) Investigation Fees:(in-person,online) Investigation Fees:(in-person,online)
$80-$50 $80-$50 $80-$50 $160-$100 $160-$100
Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee Total w/out Consultation Fee
$350 $475 $600 $750 $900
Referral Fee Refferral Fee Referral Fee Referral Fee Referral Fee
$50 $60 $70 $80 $90

Military is a $50 fee in person are online

FAIR DEBT COLLECTION PRACTICE ACT LEGAL PLAN

Do it your self plan all materials is provided with training: Optional Service $100
Automated system with a setup fist and monthly fee second: Optional Service  $50/$25