Welcome to Covering You with Wealth blogs. Membership is free make sure you register please. Please be respectful to others as members and in blogs. Make sure you send the moderator a friends request after becoming a member. The blog section is an educational section of the website. Here we like to educate every visitor on the things we work with to help build a better financial future for our visitors.
The blogs range from: debt relief, debt calculator, debt reduction, get out of debt, bad credit, improving credit rating, fix credit, how to fix credit, credit help, what is my credit score, how to get a mortgage, what is a mortgage, how to refinance, credit scores, credit history, how can I get a secured credit card, credit cards for bad credit, what is a secured credit card, secured credit cards, personal loans, small business funding, small business loan, funding for small business, small business lending, loans for small business, financing a small business, financing for small business, small business accounting, and accounting for small business.
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|Posted by Percy A Lowe on May 7, 2016 at 1:10 AM||comments (12)|
It's a bad day when your car gets repo-ed. Ending your work day by discovering the repo man has come and gone is a terrible situation. We don’t always have enough money to pay our credit cards, but not making our car payment carries a whole separate set of circumstances. One being, your transportation can vanish!
When you buy a car, truck, or other vehicle on credit, you should be aware that, until you have made the last payment your creditor r...Read Full Post »
|Posted by Percy A Lowe on May 28, 2014 at 4:10 PM||comments (1)|
So you’ve come up with a great idea for a business, know that you want to make it a reality, and are very motivated, but now the hard part of securing funding comes into play.
With a number of different funding options for an entrepreneur to choose from, crowdfunding is a great option for those who want to start raising money and gauge consumer interest with minimal expense. A successful crowdfunding campaign is contingent on how w...Read Full Post »
|Posted by Percy A Lowe on October 11, 2013 at 7:00 AM||comments (0)|
Hello I am going to go into some things you need to know as a consumer about Experian, Equifax, and TransUnion grading scale. But first I like to just share with you the two grading scales ok. The next two post after this one will be a little information how this came about. Then we go into the two scales and how they will effect you. But for now I was to just make you aware of the two grading scales so you can see where you are now. Keep in mind that still Experian, Equifax, a...Read Full Post »
|Posted by Percy A Lowe on October 10, 2013 at 7:00 AM||comments (0)|
Once you have learned your lesson about your past irresponsible credit behavior, you need to reset your priorities regarding how you should live. Indeed, some of your financial difficulty may have been caused by plain old bad luck. That raises the question: Why were you not responsible enough to set aside money to get you through hard times? Nothing is promised to anyone and everyone should be able to cover their own back. Unlike in the past, your focus should be proper debt ma...Read Full Post »
|Posted by Percy A Lowe on October 9, 2013 at 7:00 AM||comments (0)|
Consider opening new accounts where you can. Do not go in over your head and make payments on time. Another good method to start improving your score is to take out a secured credit card and opening a credit union account. Generally, you make a deposit that establishes your spending limit and then you must make payments on what you purchase.With the ...Read Full Post »
|Posted by Percy A Lowe on October 8, 2013 at 7:00 AM||comments (0)|
Your bankruptcy can stay on your credit history for up to ten years. Do not stand still for those ten years. First, pull a copy of all three credit reports and scrutinize them for errors and omissions. Chances are you will find a number of mistakes and you should write to each of the credit agencies disputing the information and asking them to remove them from the report. If you don't know how to read your credit report get you a expert credit analysis done at:Read Full Post »
|Posted by Percy A Lowe on October 7, 2013 at 7:00 AM||comments (0)|
Two major forms of bankruptcy relief exist: Chapter 7 and Chapter 13. Chapter 7 calls for the complete liquidation of all personal assets (selling absolutely everything) to satisfy the interests of creditors. You may end up owning absolutely nothing, but you will not have any bills lingering from the past. Chapter 13 involves a court-supervised repayment plan that can last up to five years to satisfy the interests of the creditors. Usually the paycheck of the defaulter is garne...Read Full Post »
|Posted by Percy A Lowe on October 2, 2013 at 8:00 AM||comments (0)|
It should mean a lot. Bankruptcy is one of the nastiest financial things that can happen to an individual, embarrassment not least among the drawbacks. But, consider that it can lead to denial of credit, housing, employment, along with other repercussions. Personal relationships may suffer serious damage. The trauma leading up to the bankruptcy and the process itself has led to many a divorce or lost friendship. And it is not cheap: Loss of assets, legal fees, other direct o...Read Full Post »
|Posted by Percy A Lowe on September 30, 2013 at 7:00 AM||comments (0)|
Do you need to sue a debt collector? Most debt collectors abide by the law when they are trying to collect money from consumers; but there are bad apples out there willing to use illegal tactics to try to get consumers to pay up. And sometimes that means that instead of worrying about a debt collector suing you, you should sue the debt collector.
It's important if a debt collector contacts you, to know what the collector can and can't do...Read Full Post »
|Posted by Percy A Lowe on September 29, 2013 at 7:00 AM||comments (0)|
How much do you really know about the kinds of credit cards out there? If you keep just a few days of todays mail that comes in advertising credit cards, you now there are many types and styles of credit cards offering a number of different services and perks to those who use them.
Deciding whichRead Full Post »